Renting vs. Buying

To Rent or To Buy? Let’s Settle the Debate The Vibe: Balanced, validating, looking at the big picture.

The Draft: You’ve heard it a million times: "Renting is throwing money away." I’m going to be controversial for a second and say: Not always. Real estate is a massive wealth builder, yes. But buying isn't a moral imperative; it’s a lifestyle choice.

The Case for Renting: Freedom When the dishwasher breaks in a rental, you make a phone call. When the dishwasher breaks in a home you own, you make a payment. Renting buys you flexibility. If you plan on moving to Paris next year, do not buy a house. Keep your freedom.

The Case for Buying: Equity If you are staying put, buying locks in your housing cost. Rents go up; fixed-rate mortgages don't. Plus, every month you pay your mortgage, you are paying yourself via equity, rather than paying your landlord’s mortgage. It’s forced savings that you can eventually live in rent-free.

The Verdict Don't buy because your parents told you to. Buy because you’re ready to plant roots and build wealth. If you’re on the fence, let’s grab coffee and run a "Rent vs. Buy" calculator. The math doesn't lie.